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Upstart Holdings, Inc. (NASDAQ:UPST)

US · Delayed Price · Currency is USD
25.89-1.09 (-4.04%)
 
Market Cap2.48B-58.5%
Revenue (ttm)1.29B+45.3%
Net Income60.33M+1049.7%
EPS0.51+769.4%
Shares Out95.71M
PE Ratio41.66
Forward PE13.99
Dividendn/a
Ex-Dividend Daten/a
Volume4,692,326
Open26.81
Previous Close26.98
Day's Range25.86 - 26.93
52-Week Range23.96 - 71.38
Beta2.17
AnalystsBuy
Price Target39.25(+51.60%)
Earnings DateNov 3, 2026
-4.04% (1D)
No price history available.

About UPST

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Address
2950 South Delaware Street, San Mateo, CA, 94403, US
Market Cap
2.48 billion
Employees
1,405
Industrial Classification
Financial - Credit Services

What Are Insiders Doing?

Open-market buy / sell balanceNet Selling
Sold
$1.21M
Bought
$0

View the trades behind this meter — each links to its SEC Form 4 →

Open-market Form 4 purchases (code P) vs sales (code S) on file for this company. Grants, option exercises and tax withholdings are excluded. Informational only.

1 Day
-4.04%
5 Days
-7.30%
1 Month
-14.30%
6 Months
-8.06%
1 Year
-58.52%

$UPST stock is featured in our Insider Score Rankings, Congress Trading, and Insider Trades datasets.

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Congress Trading

Recent trades of UPST by members of U.S. Congress

PoliticianTypeTraded
Tony WiedHouse / RSale$15.00K – $50.00KAug 14, 2026
Tony WiedHouse / RPurchase$15.00K – $50.00KJul 14, 2026
Tony WiedHouse / RSale$15.00K – $50.00KJun 9, 2026

Recently reported changes in UPST holdings by institutional investors

Scanning latest 13F filings…

Latest 0 13F filings · Source: SEC EDGAR

View all institutional owners →

Insider Trading

Quarterly net insider trading by UPST's directors and management

Net Shares Purchased by Insiders−50k−25k02025Q32025Q42026Q12026Q22026Q3

Source: SEC EDGAR (Form 4)

Corporate Lobbying

UPST Estimated quarterly lobbying spending

Source: U.S. Senate LDA

U.S. Patents

New UPST patent grants

Loading patent grants…

Source: USPTO Open Data Portal

Government Contracts

Estimated quarterly amount awarded to UPST from public contracts

Source: USAspending.gov

Top ETF Holders

ETFs with the largest estimated holdings in UPST

ETFEst. Holding Size
VTIVanguard Morningstar Total Stock Market ETF$71.02M
IWMiShares Russell 2000 ETF$62.85M
VBVanguard Morningstar Small-Cap ETF$51.29M
VBKVanguard Morningstar Small-Cap Growth ETF$29.45M
VXFVanguard Extended Market ETF$26.58M
FESMFidelity Enhanced Small Cap ETF$25.40M

Estimated from each fund’s disclosed top holdings × AUM

UPST Insider Score

Our composite score: insider buying, sector, volume, tone & dilution

Members only

The live Insider Score for UPST is included with Insider Access.

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Bull Case vs Bear Case

AI-generated from UPST’s recent data — informational, not investment advice

Generating analysis…

Insider Score

Our 0–100 Insider Score and the signals behind it.

Members only

The live Insider Score and its full factor breakdown are included with Insider Access.

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Recent Insider Activity

Buys
0
Sells
9
Buy Value
$0
Distinct Buyers
0

Frequently Asked Questions

Disclaimer — Informational only — not investment advice. Insider transaction data is sourced from SEC Form 4 filings; market data from public feeds and may be delayed. The Insider Score is a proprietary score for research purposes and does not predict future performance. Always do your own research.
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